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Image by Mohamed_hassan on pixabay.com As you will have noticed, 2020 was a difficult one for the forecasters.  While what was to become the coronavirus pandemic had started, nowhere was it apparently recognised that within months it would spread around the world and result in significant...

Image from Pexels.com One of the questions which concerns most investors is the rate at which they can safely draw on their portfolio to meet their lifestyle costs without running the risk of depleting it too early.  Unsurprisingly, this is an issue which has also featured...

Image by PublicDomainPictures at pixabay.com Now that the US election appears to be (at least largely) decided and given the recent news about potential coronavirus vaccines, in the last few weeks investors have been focused on equities. This is hardly surprising given that the index of...

Image by Ketut Subiysanko on pexels.com It is common for investment funds to be managed with reference to a published index, in part to allow investors to have some indication as to how it might perform in the future.  Over the long term, it is reasonable...

Image by Tumisu on Pixabay.com Yet again, it appears that an issuer of mini bonds has failed, leaving its investors with little or no prospect of recovering their investment.  In this instance it is a firm, Wellesley, whose TV advertisements I had actually seen myself.  I...

Image by Burak K on pexels.com Having concluded that CGT changes were at least a viable possibility in the near future, the client’s next question was whether they might have an impact on the stockmarket.  Their thinking behind this is that, particularly if the change were...

As the UK officially enters a recession, there may not be much that individuals can do to affect the macroeconomic position but there are several steps that we can take to limit the risks to our personal circumstances and keep us on track towards our...