Image by Mohamed_hassan on pixabay.com As you will have noticed, 2020 was a difficult one for the forecasters. While what was to become the coronavirus pandemic had started, nowhere was it apparently recognised that within months it would spread around the world and result in significant...
Image from Pexels.com One of the questions which concerns most investors is the rate at which they can safely draw on their portfolio to meet their lifestyle costs without running the risk of depleting it too early. Unsurprisingly, this is an issue which has also featured...
Image by PublicDomainPictures at pixabay.com Now that the US election appears to be (at least largely) decided and given the recent news about potential coronavirus vaccines, in the last few weeks investors have been focused on equities. This is hardly surprising given that the index of...
Image from rjmcsorley on pixabay.com Watching the results of the US presidential election this month has proved akin to observing a train crash, in that however much I may have preferred to have done something else, the spectacle has proved oddly compelling viewing. I briefly studied...
Image by Ketut Subiysanko on pexels.com It is common for investment funds to be managed with reference to a published index, in part to allow investors to have some indication as to how it might perform in the future. Over the long term, it is reasonable...
Image by Tumisu on Pixabay.com Yet again, it appears that an issuer of mini bonds has failed, leaving its investors with little or no prospect of recovering their investment. In this instance it is a firm, Wellesley, whose TV advertisements I had actually seen myself. I...
Image by Burak K on pexels.com Having concluded that CGT changes were at least a viable possibility in the near future, the client’s next question was whether they might have an impact on the stockmarket. Their thinking behind this is that, particularly if the change were...
As the Treasury looks at ways to raise more revenue from taxation to pay for Coronavirus support measures, how likely is it that capital gains tax will be a focus of its attention and what changes might be made? And should you do anything...
Image by Nadine Doerle on Pixabay Several weeks ago I threatened a second part to the piece about whether we were in for a period of high inflation or deflation which would look at the types of investment that your portfolio might usefully hold to provide...
As the UK officially enters a recession, there may not be much that individuals can do to affect the macroeconomic position but there are several steps that we can take to limit the risks to our personal circumstances and keep us on track towards our...