Author: Robert Lockie

Image by WikiImages at Pixabay.com Back in the early days of my career, I attended a course with a chap whose name now escapes me but who shared with me what seemed like an interesting idea. It takes advantage of the fact that with any long...

Image by Andrea Piacquadio at pexels.com A recent report published by the Pensions Policy Institute seeks to address the question of what constitutes an adequate income in retirement.  The authors recognise that the definition of adequacy varies according to perspective. For example, from the point of view...

Image by Stevepb at pixabay.com Apart from the fundamental changes which have affected the financial advice sector in the last decade or so, it is sometimes easy to forget that there has also been much change in the field of financial products. Some of this will undoubtedly...

Image by kaboompics on pexels.com        This week I’d like to highlight the contribution made to the world of personal finance journalism by someone who, despite having retired in 2012 after 25 years’ service, continues to contribute to the financial planning profession via her...

Image by Cottonbro on Pexels.com In any field of human endeavour there are good, mediocre and bad practitioners and I’m sure journalism is no different.  Even medicine, which consistently tops the table in terms of public trust, has had a few dodgy representatives over the years. ...

Image by Jannes Glas on Unsplash.com Of all the questions we are asked about the portfolios which we create and manage for our clients, some are more common than others.  You might expect that people would be most interested in the assets which make up the...