28 Mar Keeping market falls in perspective
The true meaning of wealth is having the appropriate level of assets that you require, when you require them, to meet your financial and lifestyle goals. In the interim, any movements in value are noise....
Financial planning
01 Mar New costs and charges information for investors
New EU regulations that came into force in 2018 will shortly give investors unprecedented information about the actual charges that they paid on their portfolio over the previous year....
15 Feb Decisions and outcomes
Don't confuse the decision with the outcome - good decisions can still result in bad outcomes and vice versa....
31 Jan Diversification – Can you have too much of a good thing?
Diversification has been described as ‘the only free lunch in investing’ in that it enables a portfolio’s returns to be enhanced without increasing its risk. However, it is possible to have too much of a good thing? Can a portfolio actually be too...
18 Jan More scrutiny for investment costs
European regulator focuses attention on the costs of investing...
04 Jan Income and capital
If you need a regular cashflow from your portfolio, it is worth considering more than just the income it produces as a way to provide it....
12 Dec Winning as slowly as possible
If you don't need to beat the market to achieve your goals, it may not be worth trying...